You are in the driver’s seat for this loan comparison calculator. Set the sales price, interest rates and loan factors as you wish, but remember that this is a calculator that you control. The interest rates and closing costs seen here are just examples and not a "quote" or "offer to lend." Always contact us directly for actual current rates specific to your circumstance.


You are in the driver’s seat for this loan comparison calculator. Set the sales price, interest rates and loan factors as you wish, but remember that this is a calculator that you control. The interest rates and closing costs seen here are just examples and not a "quote" or "offer to lend." Always contact us directly for actual current rates specific to your circumstance.

Enter Your Home Price


This loan comparison calculator can be used in many ways. The primary benefit is to compare various loan options side by side so you can see clearly the payment, principal and cost differentials not only as they appear on the surface but more importantly, over the specific time period that you expect to own your home or have your loan before sale or refinance. If you have any questions or would like to go through this together, reach out using the contact info below.

DETAILS
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  • 0 Down
  • 0/0% Rate/APR
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  • 0% Rate
    (0% APR)

monthly payment

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Dollar Sign

cost over 0

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Dollar Bill Flip Stack of Money
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    (0% APR)

monthly payment

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cost over 0

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monthly payment

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cost over 0

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Dollar Bill Flip Stack of Money
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  • 0% Rate
    (0% APR)

monthly payment

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Dollar Sign

cost over 0

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Dollar Bill Flip Stack of Money
OPTION
1 OPTION
2 OPTION
3 OPTION
4
  • Home Price:
  •  
  • Down Payment:
  • Loan to Value:
  • Financed MI:
  • Include Financed MI:
  • Maximum Loan:
  • Rate:
  • Interest Only:
  • Term:
  • Monthly MI/PMI:
  • Cont. for MI/PMI:
  •  
  • Insurance:
  • Monthly Tax:
  • Condo Co-op:
  • Other Costs:
  •  
  • Closing Costs:
  • Discount Pts:
  • Other Costs:
  • Lender Credit:
  • Total Closing Costs:
  •  
  • Per Diem Interest:
  • Expenses to Escrow:
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:
  • Tax Bracket:
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  • Loan Terms
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  • 0 (0)
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  • Expenses
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  • 0 (0)
  • Closing Costs
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  • 0 (0)
  • 0 (0)
  • 0 (0)
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  • Cash to Close
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  • 0 (0)
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Option 1 Option 2 Option 3 Option 4
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0

Total Monthly Payment Breakdowns

MI/PMI Fees Taxes Insurance Principal & Interest
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0
0
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0
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0
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  • 0 Down
  • 0% Rate
    (0% APR)
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  • 0 Down
  • 0/0% Rate/APR
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  • 0 Down
  • 0% Rate
    (0% APR)
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  • 0 Down
  • 0/0% Rate/APR
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    (0% APR)
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  • 0/0% Rate/APR
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  • 0% Rate
    (0% APR)
Total Loan Costs Over 0
Interest
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Points
0
MI/PMI
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Fees
0
Closing
0
1
Interest
0
Points
0
MI/PMI
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Fees
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Closing
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2
Interest
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Points
0
MI/PMI
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Fees
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Closing
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3
Interest
0
Points
0
MI/PMI
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Fees
0
Closing
0
4

Understanding the Terms:

Interest Rate vs. APR, Monthly Payment, Cost over 0

Percent
The Interest Rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. It does not reflect fees or any other charges you may have to pay for the loan.
Percent Plus
An Annual Percentage Rate (APR) is a government-required calculation intended to show the total cost of borrowing over the term of the loan, expressed as an annual rate. In general, the APR reflects not only the interest rate but also any points, mortgage broker fees, and other charges that you pay to get the loan. For that reason, your APR is usually higher than your interest rate.
Pie Graph
The Monthly Payment is the total of your loan amount's principal and interest along with taxes, insurance MI/PMI, and various monthly fees, where applicable.
Hour Glass
The "Cost Over 0" is your closing costs, mortgage insurance, and interest expense after any tax deductions over the number of years indicated.
Questions?
Reach out anytime and we'll answer any questions you may have. (404) 943-9910

The sample rates shown are neither an advertisement, an estimate, nor an offer to lend. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown is based on the interest rate you select and default costs equaling 3% of the loan amount. Other factors used for these calculations are pre-paid (per diem) interest calculated at a default note rate for 15 days, and private mortgage insurance if applicable is calculated until the projected balance of the loan reaches 78% or less of the original purchase price using a standard fixed rate amortization schedule. Any other loan or scenario specific costs that you may be required to pay are not included. This calculator is for conventional mortgage loans only. Rates are for illustrative purposes only. Actual rates and costs may vary.

 
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