The Road to Loan Approval
Avoid the roadblocks to get home faster. Can you do it?
Documentation Dilemma
You’ve provided the full list of requested financial documents. You’re glad that’s done! Now, the underwriter is asking for more.
Statement (in)Sanity
The underwriter asks for the last page of your bank statement. But the page clearly says it was intentionally left blank.
Taxing Troubles
You know you’re supposed to submit your Federal tax return, so what will you decide to do…
Paystub Predicament
You’re in the home stretch! At the last minute, the underwriter needs your most recent paystub.
Professional Procrastination
Additional information is needed from your lawyer, but her office hasn’t responded to requests.
Click a cloud!
Get Started
TOP SPEED:
0 mph
No problem. You want everything to be just right.
Why bother? There’s nothing on it.
Copy every single page. There could be important information on each one.
Your paystubs are usually the same, the ones already sent will do the trick.
You give a call to remind them.
No way! You’ve already spent a lot of time on that.
They said to include “every page,” so you send it. Can’t hurt.
Send over the summary pages. If they need something else, they’ll call.
You’ve been expecting this! It’s ready to send.
You give them some space. They’re busy people, just like you.
Please remember that underwriters ask for documentation only if they need it. Prompt and complete responses can make your trip go faster.
The underwriters won’t know what is on page “8 of 8” if they only have 7 of 8 pages. Taking an extra moment to provide complete information can pave the way to a faster closing.
Yes, they’ll call, but you can avoid delays by providing all schedules and worksheets with your initial submission.
Paystubs and some other documents have an expiration date. Keeping these up-to-date and ready to go can get you on a faster track home.
Facilitating quick and thorough responses from professionals assisting you, such as agents, accountants or lawyers, can keep you speeding along.
CONTINUE
You made it! Congratulations on successfully navigating the road to home! Please remember we are here to provide support along the way. Reach out with any questions or concerns.
As you see, following the rules of the road can get you home faster. Please remember we are here to provide support along the way. Reach out with any questions or concerns.
Oops! You hit several roadblocks. Follow the tips presented for an easier trip home. Please remember we are here to provide support along the way. Reach out with any questions or concerns.
PLAY AGAIN
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